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Smarter financial management

Your finances, finally working as one.

Paydesk is the modern financial platform for payments, invoicing, reporting and growth. Every account, card and customer in one calm workspace, updated the moment money moves.

5,600+ businesses run on Paydesk

4.9 out of 5 from 2,400+ reviews

30-day free trial. No credit card required.

Trusted by top brands and 5,600+ growing teams

  • Northwind
  • Lumen & Co
  • KINETIC
  • Halcyon
  • vertex.labs
  • Oakline
  • Atlas Robotics
  • MONOLITH

01The platform

Payments / Invoicing / Accounting / Reporting

Paydesk bringspayments, invoicing, accounting andreporting into one calm, connected workspace, so every number finally tells the same story.

Businesses growing with Paydesk
5,600+
Processed through the platform every year
$4.2B
Currencies your customers can pay in
135+
Countries where Paydesk customers get paid
120

02Features

Everything you need to get paid, pay out andstay ahead.

Three everyday jobs, finally handled in one place. Scroll through how Paydesk takes care of your customers, your vendors and your team.

Easy payment chart

Let's make it easy for your customers

Share a payment link, embed a checkout or send a smart invoice. Customers pay by card, bank transfer or wallet in their own currency, and every payment lands in one live chart the moment it clears.

  • Payment links
  • Hosted checkout
  • Cards, wallets and transfers
  • Automatic reminders
  • Smart retries
  • Instant receipts

Automate payments

Automate your daily vendor payments

Create and customize professional invoices in a few clicks and let Paydesk handle the rest. From recurring invoices to scheduled payouts, every bill moves on its own, with approvals built in.

  • Recurring invoices
  • Approval workflows
  • Scheduled payouts
  • Bills captured from email
  • Batch payments
  • Live status tracking

Increase productivity

Increase your team's productivity

Give everyone the right access and let the busywork run itself. Paydesk reconciles transactions, routes approvals and keeps your books export-ready, so your team gets hours back every week.

Easy payment

Collecting payments should be seamless and hassle-free, for you and for every customer.

Easy accounting

Every transaction arrives categorized and reconciled, ready for your accountant.

03Product experience

One workspace forevery financial move.

Dashboards, payments, transactions, analytics and reports, designed as one product. Pick a view, or let the tour play.

01 / 05

Every account in one live view

Balances, cash flow and upcoming bills across every bank, card and currency, refreshed the second money moves.

  • Real-time balances
  • Runway forecast
  • Custom widgets

04How Paydesk works

From first connection tocompounding growth.

Four steps, most of them automatic. Teams are live on Paydesk in an afternoon.

  1. Step 01 / Five-minute setup

    Connect

    Link bank accounts, cards, payment processors and your accounting tool in minutes. Over 12,000 banks are supported.

    12,000+ banksStripeXero
  2. Step 02 / One shared workspace

    Manage

    Send invoices, pay vendors and approve spend from one shared workspace, with the right access for every teammate.

    INV-2041 sent$2,450.00
  3. Step 03 / Updated in real time

    Analyze

    Live dashboards turn every transaction into insight. Revenue, burn and runway are always current, never a month late.

    Revenue+38%
  4. Step 04 / Hours back every week

    Grow

    Forecast with confidence, collect faster and reinvest the hours you get back into the work that moves the business.

    6 days faster collections

05Paydesk use cases

Built for the wayyou work.

Make it easy for your customers, whatever your size. From a one-person studio to a finance team of fifty, Paydesk shapes itself around how you get paid.

Bright home studio desk with a laptop and design tools
Invoice paid+$3,200.00

01 / Use case

Freelancers

Send polished invoices, get paid in days and keep money for taxes set aside automatically.

3 days

Average time to get paid

  • Branded invoices
  • Payment links
  • Tax set-asides
Discover more
Three founders sketching product ideas together at a white table
Cash runway18.4 months

02 / Use case

Startups

Watch burn and runway in real time, issue cards to the whole team and close the month in hours.

18.4 mo

Runway, forecast live

  • Burn and runway
  • Team cards
  • Investor updates
Discover more
Two designers reviewing brand work pinned to a studio wall
12 retainersbilled on the 1st

03 / Use case

Agencies

Bill retainers and projects, see profitability per client and pay contractors right on schedule.

42

Retainers billed automatically

  • Retainer billing
  • Client profitability
  • Contractor payouts
Discover more
Business owner checking products on the shelves of her store
USDEURGBPJPYAED130

04 / Use case

Growing businesses

Sell in 120 countries, accept 135+ currencies and keep inventory, banking and payments in sync.

120

Countries your customers pay from

  • Bills payments
  • Easy banking
  • Inventory sync
Discover more
Finance team meeting around a white table in a bright office

Month-end close

  • Bank reconciled
  • Accruals posted
  • Reports shared

05 / Use case

Finance teams

Approval workflows, a complete audit trail and a month-end close measured in days, not weeks.

2.5 days

Average month-end close

  • Approval flows
  • Audit trail
  • Quick reports
Discover more

06Financial intelligence

Numbers thatthink ahead.

Paydesk turns every payment, bill and payout into a live picture of revenue, spending, cash flow and growth, then tells you what changed.

Paydesk insightAt your current burn, cash runway extends to 18.4 months, and customers are paying 6 days faster than last quarter.

Revenue, last 12 months

$1.10M

38.2% vs last year
RevenueExpenses
Monthly revenue and expenses, in thousands of dollars
MonthRevenueExpenses
Oct6248
Nov6851
Dec7155
Jan7453
Feb7957
Mar8560
Apr9162
May9664
Jun10467
Jul11270
Aug12173
Sep13476

Cash flow

Net, last 12 weeks

W38 net flow +$14.8K

More in than outMore out than in

Payments

Share of volume by method

$4.2Ba year
  • Cards54%
  • Bank transfer28%
  • Wallets13%
  • Other5%

Expenses

September, by category

  • Payroll$42.6K
  • Software$9.8K
  • Marketing$8.4K
  • Office$6.1K
  • Travel$3.2K
  • Other$5.9K

Growth

Paying customers, year over year

+38.4%

588 customers, up from 425

Forecast

Cash runway at current burn

18.4 mo

TodayTarget: 24 months

07And so much more

Everything else,already built in.

  • 01

    End-to-end accounting

    Double-entry books that keep themselves up to date. Categorize, reconcile and close without leaving Paydesk.

  • 02

    Integrated platform

    Banking, payments, bills and payroll in a single system, so nothing falls through the gaps between tools.

  • 03

    Payment reports

    Settlements, fees, refunds and payouts broken down by method, currency and customer, ready to share.

  • 04

    Inventory

    Stock levels move with every sale and purchase order, with low-stock alerts before you ever run out.

  • 05

    Banking

    Multi-currency accounts, virtual and physical cards, and same-day transfers, all inside your books.

  • 06

    Timesheets

    Track billable hours by client and project, then turn them into accurate invoices in a single click.

08Integrations

Works with the tools youalready love.

Connect your store, CRM, accounting software and team chat in a few clicks. Data flows both ways, so every system stays in sync.

Higher customer retention with branded checkout
1.67x
Less time spent reconciling accounts every month
29%
Native integrations, with more every month
120+
Paydesk
  • StStripe
  • ShShopify
  • SlSlack
  • XeXero
  • QbQuickBooks
  • HsHubSpot
  • SfSalesforce
  • GmGmail
  • NoNotion
  • ZaZapier
  • NsNetSuite
  • GsGoogle Sheets

09Trust and security

Security isn't a feature. It's thefoundation.

Your money and your data move through infrastructure built to the standards of the world's largest banks.

01 / Security

Bank-grade encryption

AES-256 encryption at rest, TLS 1.3 in transit and hardware security modules guarding every key.

02 / Reliability

99.99% uptime

Active-active infrastructure across three regions, monitored around the clock by an on-call team.

03 / Data protection

Your data, your rules

GDPR-ready, SOC 2 Type II audited, with regional data residency and granular permissions.

04 / Payment infrastructure

PCI DSS Level 1

Tokenized card data, 3D Secure and real-time fraud scoring on every single payment.

  • SOC 2 Type II
  • PCI DSS Level 1
  • GDPR ready
  • ISO 27001
Finance lead reviewing Paydesk on a laptop in a bright office

32.5k

invoices processed today

e-Way bill generatedEWB 3410 2291 8876
Route
Mumbai to Pune
Valid until
Oct 2, 18:00

10Why Paydesk?

Quick e-Way bills, calmer support,cleaner taxes.

The details other platforms leave to you, handled from the first invoice.

  • Generate compliant e-Way bills the moment an invoice is raised. Paydesk fills in transporter, route and tax details automatically, so goods move without paperwork delays.

    • Auto-filled from invoices
    • Bulk generation
    • Validity alerts
  • Billing questions land in one shared inbox with the customer's invoices, payments and history beside them. Resolve disputes and refunds in a single click.

    • Shared billing inbox
    • One-click refunds
    • Full customer history
  • Set tax rules once per item, customer or region, and Paydesk applies the right rate everywhere, from the first quote to the final filing.

    • Rules per item and region
    • Automatic rates
    • Filing-ready summaries

11Pricing

Simple pricing thatscales with you.

The most competitively priced platform in the market. Every plan starts with a 30-day free trial.

Save 30%

Starter

For freelancers and solo founders

19 dollarsper user
per month

Billed monthly, cancel anytime

Get Started
  • Unlimited invoices and quotes
  • Payment links and hosted checkout
  • 2 bank connections
  • Automatic payment reminders
  • Essential reports
  • Email support

Agency

Most popular

For growing teams and agencies

59 dollarsper user
per month

Billed monthly, cancel anytime

Get Started
  • Everything in Starter
  • Recurring billing and subscriptions
  • Vendor bill pay with approvals
  • 10 bank connections
  • 135+ currencies
  • Team roles and permissions
  • Priority support

Ultimate

For finance teams at scale

99 dollarsper user
per month

Billed monthly, cancel anytime

Get Started
  • Everything in Agency
  • Unlimited bank connections
  • Advanced analytics and forecasting
  • Custom approval workflows
  • SSO and audit logs
  • Dedicated success manager
  • 24/7 phone support

Every plan includes a 30-day free trial. No credit card required. Prices in USD, taxes may apply.

12FAQ

Frequently askedquestions.

We have answers to all of your questions, however small they may seem.

Still have questions?

Please connect with our support team. We reply within two hours, every day of the week.

Contact support
  • Yes. Every plan starts with a 30-day free trial with full access to all features, and you don't need a credit card to begin.

  • Absolutely. Upgrade, downgrade or switch between monthly and yearly billing at any time from your workspace settings. Changes are prorated automatically.

  • Cancel whenever you like, with no fees and no long-term contracts. Your plan stays active until the end of the billing period, and you can export all of your data.

  • Yes. Add your logo, custom fields, payment terms, notes, tax IDs and line-item details, then save them as templates so every invoice goes out consistent.

  • Plans are billed per active user, monthly or yearly. Yearly billing saves 30%, and read-only viewers such as your accountant are always free.

  • Your data is encrypted in transit and at rest, processed on PCI DSS Level 1 infrastructure and audited to SOC 2 Type II standards every year.

13Client reviews

What our customers aresaying.

4.9

Average rating from 2,400+ verified reviews

Start free trial
  • Highly recommend

    Paydesk has been a game-changer for our business. The interface is intuitive, the automation just works, and our month-end close went from a full week to two days.

    Sophia RodriguezFounder, Lumen & Co
  • Incredible UI

    It is the first finance tool our whole team actually enjoys opening. Every number is exactly where you expect it, and the dashboards look as good as they read.

    Jordan BrianProduct designer, Kinetic
  • Life changing

    We said goodbye to spreadsheets and three separate tools. Payroll, vendor bills and reporting now live in one place, and our accountant loves us for it.

    Annie DevyFinance manager, Halcyon Health
  • Great for teamwork

    Paydesk has truly transformed the way we handle billing. Recurring invoices run themselves, approvals happen in minutes, and nobody on the team chases customers anymore.

    Michel O'NeilOperations lead, Northwind Studio
  • Just love it

    As a small business owner, managing invoices and payments used to be a nightmare. Since we moved to Paydesk, getting paid takes days instead of weeks.

    Priya NairOwner, Oakline Goods
  • Saves me time

    Support for every payment method and currency made selling abroad effortless. We now collect from customers in thirty countries without thinking about it.

    Kevin DouglasCEO, Vertex Labs

14Resources

Insights from thePaydesk desk.

Playbooks, guides and ideas for running the money side of a growing business.

View all insights
5 min read

The real cost of late payments

Late invoices quietly drain more than cash. Here is how to measure the damage, and the reminder sequence that fixes it.

Leo ParkProduct Lead, Payments

15Get started

Join 5,600+ startups growing withPaydesk.

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